Lawrence “Larry” Baldino is the President of Cyber, Technology and Professional Liability at DUAL North America, a well-established MGU with a presence throughout the United States. Larry is responsible for the growth and development of an emerging SME Cyber risk portfolio that mixes cutting edge technology with traditional underwriting approaches and developing innovative partnerships both in the public space as well as the private space. Larry has over 22 years of experience in the Cyber, Technology, and Professional Liability space, holding several leadership positions at major Insurance carriers during this time. Larry’s experience includes managing underwriting teams, product management, and cyber services positions. Larry holds a Bachelor of Arts Degree in Political Science and Economics from Saint Michael’s College in Vermont, as well as a Mater’s Degree in Quantitative Risk Analysis from Rensselaer Polytechnic Institute in Troy, NY. Additionally, Larry holds numerous industry designations including graduating form the Howden Cyber Risk Academy, and is currently pursuing graduate degrees in Cyber Crime and Threat Intelligence both in the U.S. as well as the U.K.